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The Credit
Report Professor isn’t only capable of
providing you a free credit report. You can
also download your 3-in-1 credit score,
which features the combined scores from
Experian, Equifax, and TransUnion, to help
you understand where you stand overall. Add
to that a fantastic credit monitoring and
alert service, and you’ll be prepared to
make the right personal credit decisions.
We also
feature other great financial services that
can help you sort out your personal fiscal
needs. If you are facing a short-term cash
problem, visit our loan center and tap in to
our outstanding payday loan offers. Our cash
advances are some of the best in the
industry, offered by reputable and licensed
firms, and can get you the cash you need
wired straight to your bank account, usually
in one business day.
For those that
are looking to get back on track after
financial difficulties, we provide an
outstanding credit repair department.
They’ll work with you in a variety of ways
to help put you on the road to financial
repair. Whether you’ve suffered overwhelming
credit burdens, a costly divorce, losing a
job, or nearly any other situation
imaginable, they’ll find the right way to
work with you. You can receive debt
management advice, a budgeting plan, and
even education about how to use your credit
wisely.
For those that
are considering bankruptcy, or even if
you’re just having difficulty keeping up
with your credit card payments, we also
offer a dynamic online debt consolidation
service. They’ll work with your credit card
companies to bring all your accounts up to
date, reduce your payments, slash your
interest rates, and even discount the
balance where they can. If you’re facing
collections phone calls or you’re finding it
hard to maintain your minimum monthly
payments, debt consolidation may be right
for you. Find out, apply online today, and
get back on track quickly.
Ask the
Credit Report Professor
“How much information is on my credit
report? How long do things stay on it?”
Generally,
your credit report will hold anywhere from
the last 5-8 years of your credit history.
There are a lot of details included as well,
such as your monthly payments reporting from
each company, and any notes about what
payments you might have missed. When you
query your credit, a note is left there as
well, but generally those notations
disappear after one or two months (unless
you open an account with whatever company
accessed your credit, in which case your new
account will be reflected).
“What does my credit score mean?”
That’s a great
question! Your credit score ranges anywhere
from 350-850, and is called your FICO score
(FICO stands for Fair Isaac Corporation, the
company that created the scoring process).
Your score is the result of all the factors
on your credit history, such as how long
you’ve maintained your credit, how much you
owe, what accounts are in collections, and
more.
You can get
your free credit report right now, so what
are you waiting for? Click Generate Report
and find out what’s in your report
immediately.
Click here for
your free 3 in 1 credit report |
